1. What is the initial deposit?

There is an initial deposit of US$100. There is no minimum balance after your account has been opened.

2. Are there any account fees?

There is a Monthly service fee of $5

3. Do I need a US tax file number?

No. NOT even your own country's tax file number is needed.

4. How much can I withdraw per day?

You can withdraw up to $500 a day on your VISA Gold debit card.
You can write a check in any amount (up to your balance).
You can wire transfer any amount (up to your balance) to any other bank account internationally.

5. Can I withdraw PayPal funds and Online Payments?

Yes, you can withdraw funds from your PayPal, Stormpay, 2Checkout, ebay, Amazon & AdSense accounts, as well as ClickBank commission and any other account that does ACH (direct transfer). They will be deposited directly into your bank account in US without any fees.

6. Will the VISA Gold debit card work for PayPal's - Complete Expanded Use Enrollment ?

Yes, It will work perfectly because the card is a True Bank Issued debit card in the US and not a virtual debit card or not an anonymous debit card.

7. Will I receive account statements?

Yes. You can either view them online or have them mailed to you.

8. Do I need a US mailing address?

No. The bank airmails documents and statements internationally.

9. Can I use my VISA Gold debit card in any country?

Yes. You can use your VISA Gold debit card at any ATM. You can also use it wherever VISA is accepted.

10. Can I deposit US checks?

Yes. Just endorse the check and mail it directly to the bank.

11. Can anyone from any country open an account?

Accounts can not be opened for people from these countries: North Korea, Cuba, Iraq, Iran, Libya, Sudan, Liberia, Sierra Leone, the UNITA faction in Angola, Syria and Burma.